Financial Education Means Jumping Outside the Credit Card Debt Box Where Few Have Ever Been

A few lucky individuals living in the credit card debt box will accidentally educate themselves as they struggle to find a way out of financial poverty. Discovering money secrets known only to the rich will make torrents of cash flow in their direction. The very card that was their ball and chain is actually the key to total financial freedom.

It is strange indeed that a small piece of plastic can bring such misery and financial slavery into one’s life when all that’s needed is knowledge of how the system works for the rich. Their system for taking your money is based on fraud, deception and operating outside the legal system. So, all that’s needed to make their river of cash run in your direction is truth and the American legal system.

Financial education is painful but if you ever hope to think outside the box then you must experience the secrets the banks and Wall Street insiders use against you. At first you will resist, then become sickened and finally experience outrage as you learn the truth. Having been warned of the consequences of your actions, use the search term “the gig is up – money, the Federal Reserve and you” if you choose to continue.

Outrageous isn’t it? Using money created from thin air to “loan” to you without actually loaning you any money or extending credit is a complicated scheme but it is easily ripped apart and you’ll have money being dumped on you when you expose the truth and use the laws of our land to expose them as the lawless thieves they are.

While you’re on a roll, use the search term “FTC debt video” to see the government cartoon version of the Fair Debt Collection Practices Act which describes your legal rights about any debt. You need not pay what you do not owe and having this knowledge will put you totally outside the box!

You’ll need a pen, paper and a digital voice recorder to legally eliminate the debt and get the river of money flowing in your direction. By far debt collector phone calls are the easiest way to fast cash. You saw on the government video collectors walk very tight rope on what they can and cannot say to you over the phone.

A great way to get the debt collector’s violating mouth opened up is to tell him you won the lottery and are going to pay everyone you owe so you’re recording this call and need all the payment information so you can send the cash. You will probably be able to hear him slobbering at the thoughts of stealing your money. After you get all the information about him and his company say something like you’re just a thief and I’m not going to pay you a penny! With every violation he will be spitting out $1000! Hope that you get really a foulmouthed collector and the sky is the limit!

Use search terms like “man wins $1.5 million from collector” or “woman sues collector wins $8.1 million” to see exactly how easy it get rich from their deceptive system. Answering written collection notices with a demand for “proof of debt” returned to the collector by registered mail with return receipt will only get you the alleged amount of debt you owe so be sure every card you have is maxed out before you stop paying the account.

While others smother in the box of credit card debt, you have seen the educational light which will guide you to financial freedom. Share your new knowledge with your friends to help them escape the box and share the wealth!

Education is the True Path to Success

Government has a big role in providing its citizens proper education. Pakistan has undergone a number of changes since 1980s. Recent policy changes is slowly shaping the nation, making it look more and more like Western nations that embrace “Americanization.” Pakistan is rapidly losing its social democratic status. Unfortunately, the so-called economic restructuring that is currently taking place is having adverse effects on the Pakistani school system and its students also. By analyzing the changes made to Pakistan’s education system we can track neoliberalism’s level of growth in the country. Privatization of education means transferring taxpayers’ money designated for public education to luxuries of the Government, corporations, and/or individuals instead of to public schools, colleges, and universities. For the poor and middle class people, to have access in proper education, government’s educational free facilities are most vital; should be available.

It is undisputed that common man creates government. Government exists to assure and protect the will of the people. Contrarily, against our will, almost all our costs of living including cost of education are now blatantly rigged against us. A huge percentage of our tax ultimately ends up in the pockets of politicians. Experience of the past about five years proves that our tax money is not going into our community; it is going into the pockets of the billionaires called our leaders – it is obscene. Our ruling elite have engineered a financial coup and have brought war to our doorstep; they have launched a war to eliminate the Pakistani middle and lower class. They have deprived the people of getting affordable quality education. Private and self-finance public institutes have high fees so the poor cannot afford that fee. Private or self-financing education is nothing but making our country back because not only rich people, who can afford, but also lower class and middle class families also have brilliant children and they want to study further in good institutions but financial problems create much stress upon them, students get a lot of stress, and sometimes it make them so desperate that they think to commit suicide thus who lose the talent? Our leaders, our country!

The state of the Pakistani educational system began to change and ultimately crumble after the 1980s. So called reforms have dramatically changed Pakistan’s educational system, both from an economic and pedagogical perspective. There are clear signs that an affordable quality education in Pakistan is under threat. Pakistan’s education system has fallen victim to neo-liberal globalization. Neo-liberalism has regarded the educational institutes more as a commodity exchange and commercial body than as a sacrosanct academic institution or means of social and national integration.

It is generally accepted that the educational level of each country have a direct relationship with its development; as much people have access to education, the country has more opportunities to grow. Therefore government has to spend an important part of its budget to provide good educational levels for its people. With the help of Government, the public institutions should promote access, affordability and attainment in education including higher education by reining in costs, providing value for poor families, and preparing students with a high quality education to succeed in their careers. The more hardworking students must be provided with a fair shot at pursuing higher education, because education is not a luxury: it is an economic imperative that every hardworking and responsible student should be able to afford.

Educational system is today being formulated only to meet the demands of government to meet neo-liberal agenda. Political leaders have been able to get away with these changes. The quality of education is going down, students are feeling the pressure to get the grades and teachers are left to deal with the ambiguity and the uncertainty of how to achieve the objectives and standards set by the state. This has had negative consequences on the educational system in Pakistan, which are impacting students, teachers and communities. Our educationists and the Government have done nothing to upgrade the quality of Pakistan’s education system.

The bitter truth is our corrupt political elite don’t want common people getting world-class education. PPP Government is out to systematically wipe out the HEC’s achievements and destroy it in absolute terms. The poor are more marginalized after education is commercialized. Our children want education but they fail to cope in universities because everything is out of reach for middle and lower middle class students. Pakistan needs highly educated people to deal with the growing political dynamics that prevail – we should not be looking at the possibilities of outsourcing decision-making to external forces simply because we do not have people educated enough to strategize Pakistan’s policies. To achieve this goal there must be affordable higher education in place. The government should also direct its efforts towards villages. It should open more schools and employ more teachers.

Opening of schools does not mean erecting costly buildings and employing an army of unwilling teachers who are not fit to do what they are required to do, as had been the case during last five years. Only merit based dedicated staff can make the dream of education for all a reality. The government should provide scholarships to brilliant students. The Government should be committed to placing a good education within reach of all who are willing to work for it helps build a strong Pakistani middle class. Equal opportunities of development to all the children during the period of growth should be the aim of the Government. Healthy and educated citizens are the driving force of a nation’s productivity; the government should invest on this for the people to achieve their optimum well-being. We believe the government has an obligation to ensure that ample funding is made available to education sector. By investing in education, the government will be investing in its own success story of human resource development.

Education Jobs – How to Become a Special Education Teacher

Who is a special education teacher? A special education teacher is someone who is involved with teaching children with some disabilities varying from minor disabilities to major impairments. This job requires a lot of seriousness and background work.

But if you are here, then possibly you know all this already.

What you need to know is if you have what it takes to be a special education teacher. There are a few prerequisites for this job. It is expected that you have a strong sense of responsibility, are passionate about helping these children and ready to sacrifice petty issues for the greater cause.

If you think you have it in you, then here is how you can go on to fulfilling your dream.

Get Experience.

The moment you decide you are going for an education job with the special children, start getting experience. Working as a para-educator, that is working in a classroom side by side with a special education teacher as his or hr assistant is a good idea.

Get a Degree.

It is sad, but the truth is that there are few universities that offer courses in special education. Try and get into one of these if you will. Otherwise your only option is to get your bachelors’ degree in a relevant subject. This subject might vary from Math, English to smarter options like Sociology, Psychology etc.

Pick a Specific Disability to Focus on.

There are a number of disabilities. Do your research and find out which one you think you want to work with, and more importantly you will be able to work with. Teaching jobs for special children might mean teaching ones with emotional disabilities or physical. Disabilities may very from minor to moderate to severe. Impairment of speech, hearing and vision are also included as disabilities which will mean that you will need to teach yourself their language in order to communicate better.

Take the Praxis.

The Praxis II teaching examination for special education is something you will have to clear with flying colors. Different states will demand different scores for a teaching job that they might have to offer you. So plan ahead and do well in the exam.

Do an Internship.

Doing an internship in other fields and doing one in special education are different ballgames altogether. Doing an internship in special education means you will have to work full time in some classroom and will be expected to take your classes at the same time. This may sound taxing, but consider having a 2 years worth of work experience when you finish your course and it might seem a good idea. Add to it a good pay packet and there is no reason why you shouldn’t go for an internship.

Apply for a Job.

This will possibly be the easiest step yet. A teaching job in the field of special education is not hard to get provided you have followed the instructions well. Competition is less and opportunities are many. You are sure to be employed, and happily so with a very rewarding and noble profession.